$399,000

This versatile residential property offers an excellent opportunity for homeowners and investors. The home features a total of two units, with the upper level consisting of a 4-bedroom, 2-bath layout, while the lower level offers a separate 1-bedroom, 1-bath apartment. Both are currently occupied by tenants, providing immediate rental income. Situated in a convenient, centrally located residential neighborhood, this property combines flexibility, income potential, and value, making it a smart investment in one of St. Thomas' established communities.